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Medical Access Insurance
No Medical exam required, no deductibles or co-payments
Specialist consultation within 21 days
$1,000,000 lifetime coverage.
If your wait list is longer than 45 days, we are here to help. Aprroved services begin immediately. All consultations, diagnostics, surgery and travel are arranged.
This insurance is underwritten by Industrial Alliance Pacific Insurance and Financial Services Inc.

Income loss insurance and income replacement term insurance for mortgages, business overhead expenses, familiy needs and self employed individuals.

DCH Insurance can help you implement cost effective and successful strategies that will decrease your costs and grow your business.

Whether it is straight term insurance, a combination of term and critical illness or disability insurance, we help you get the coverage you need.

DCH Insurance offers the following services:

• Term Insurance
  - Term life insurance is pure insurance protection that pays a predetermined sum if the insured dies during a specified period of time.

  This product is ideal for those who have mortgages, loans, or other similar debt repayments.

• Disability & Critical Illness Insurance and Wait List insurance
  - You can now receive financial protection during the emotional time of a diagnosis of a life threatening illness, such as cancer, heart attack, stroke or permanent disability. You can also get medical access insurance that keeps you from waiting months to see a specialist or have diagnostic tests or surgery completed.

• Long-term Care, Health, & Dental Coverage
  - Are you looking for a medical dental plan similar to those offered to people employed through a company?

  We have numerous plans and options available to meet your health and dental insurance needs.

• Financial & Estate Planning
  - Imagine the satisfaction when you know you are making the most of your financial situation. That your investments are on track, your net worth is growing and that you are even getting more from your everyday banking and cash flow.

  Imagine your peace-of-mind when you can look into the future and know your retirement years are secure. And that your loved ones are looked after, whatever might happen to you.

• RRSP’s & RESP’s
  - Worried about the cost of college or university education for your child? Start saving now, with a Registered Education Savings Plan. You will be amazed at how fast the college fund will grow!

  An RESP is a tax deferred savings plan for your child�s post-secondary education.

  - An RRSP is a federal government-approved plan in which the depositor can save for retirement. Contributions are made within pre-defined limits and the income earned on RRSP deposits are tax sheltered until the funds are withdrawn.